1. Decompose the equation:
-0.65 = -(1.023)^{-n} 
2. Divide both sides by -1 to simplify:
0.65 = (1.023)^{-n} 
3. Take the natural logarithm (ln) of both sides to facilitate solving for \( n \):
\ln(0.65) = \ln((1.023)^{-n}) 
4. Apply the logarithm power rule:
\ln(0.65) = -n \ln(1.023) 
5. Rearrange to isolate  \( n \):
n = -\frac{\ln(0.65)}{\ln(1.023)} 
6. Calculate the result:
n\approx18.944 
Answer: n=18.944