Question

What is more convenient for the purposes of a banking institution: to lend its money with interest of the 12.48% nominal weekly or lend it with 12.85 nominal capitalizable semiannually?

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Answer to a math question What is more convenient for the purposes of a banking institution: to lend its money with interest of the 12.48% nominal weekly or lend it with 12.85 nominal capitalizable semiannually?

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Fred

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i_{\text{efectiva\_anual\_semanal}}=(1+\frac{0.1248}{52})^{52}-1\approx0.13275

i_{\text{efectiva\_anual\_semestral}}=(1+\frac{0.1285}{2})^2-1\approx0.13263

La tasa efectiva anual para la opción semanal es aproximadamente 13.275%, mientras que para la opción semestral es aproximadamente 13.263%. Por lo tanto, prestar con intereses del 12.48% nominal semanal es más conveniente para la institución bancaria.

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