Question

I prepared the time and value graph and answer what is requested: today 05/15/2024 you tells your creditor that you want to cancel all your obligations (debts), some expired and others are about to expire. How much should you pay in total today 05/15/2024 if for the operation is agreed upon a simple interest rate exact method of 4.5% quarterly? The debts you have with their respective due dates are listed below: a) Q 7,800.00 due on 01/08/2024. b) Promissory note issued for Q5,600.00 on 01/25/2024, accrues interest of 13% annually, expired 05/01/2024. c) Promissory note issued for Q 10,600.00 on 01/06/2024 that accrues an interest rate simple method of 12% annual obligations, expires on 10/27/2024. d) Q 6,500.00 that expires on 11/19/2024.

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Answer to a math question I prepared the time and value graph and answer what is requested: today 05/15/2024 you tells your creditor that you want to cancel all your obligations (debts), some expired and others are about to expire. How much should you pay in total today 05/15/2024 if for the operation is agreed upon a simple interest rate exact method of 4.5% quarterly? The debts you have with their respective due dates are listed below: a) Q 7,800.00 due on 01/08/2024. b) Promissory note issued for Q5,600.00 on 01/25/2024, accrues interest of 13% annually, expired 05/01/2024. c) Promissory note issued for Q 10,600.00 on 01/06/2024 that accrues an interest rate simple method of 12% annual obligations, expires on 10/27/2024. d) Q 6,500.00 that expires on 11/19/2024.

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92 Answers

1. Para la deuda a):

\text{Interés} = Q 7,800.00 \times \left(1 + \frac{0.045}{3} \times \frac{132}{365}\right)

2. Para la deuda b):

\text{Interés} = Q 5,600.00 \times \left(1 + \frac{0.13}{1} \times \frac{96}{365}\right)

3. Para la deuda c):

\text{Interés} = Q 10,600.00 \times \left(1 + \frac{0.12}{1} \times \frac{165}{365}\right)

4. Para la deuda d):

\text{Interés} = Q 6,500.00 \times \left(1 + 0.045 \times 2\right)

Sumar los montos calculados de las deudas a), b), c) y d) para encontrar el total a pagar.

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