Question

Calculate the Banking, commercial and real amount of a promissory note with an initial value of $5,500,000, issued on Sept... 15/23 at a rate of 23%, maturing on March 27/2024

263

likes
1316 views

Answer to a math question Calculate the Banking, commercial and real amount of a promissory note with an initial value of $5,500,000, issued on Sept... 15/23 at a rate of 23%, maturing on March 27/2024

Expert avatar
Jayne
4.4
102 Answers
Para calcular el monto bancario, comercial y real de un pagare, primero necesitamos conocer la fórmula de cada uno de ellos:

1. Monto Bancario (MB):
MB = \dfrac{VP \times (1 + r \times n)}{10}
Donde:
- VP es el valor inicial del pagaré
- r es la tasa de interés
- n es el plazo en meses

2. Monto Comercial (MC):
MC = \dfrac{VP \times (1 + r \times n)}{10 - r \times n}

3. Monto Real (MR):
MR = \dfrac{VP}{1 - r \times n}

Dado que el valor inicial del pagaré (VP) es $5,500,000, la tasa de interés (r) es 23%, el plazo en meses (n) es 30 (de septiembre 15/23 a marzo 27/24).

Vamos a calcular cada uno de los montos:

1. Monto Bancario (MB):
MB = \dfrac{5,500,000 \times (1 + 0.23 \times 30)}{10} = \dfrac{5,500,000 \times (1 + 6.9)}{10} = \dfrac{5,500,000 \times 7.9}{10} = 4,345,000

2. Monto Comercial (MC):
MC = \dfrac{5,500,000 \times (1 + 0.23 \times 30)}{10 - 0.23 \times 30} = \dfrac{5,500,000 \times 7.9}{10 - 6.9} = \dfrac{5,500,000 \times 7.9}{3.1} = 14,190,322.58

3. Monto Real (MR):
MR = \dfrac{5,500,000}{1 - 0.23 \times 30} = \dfrac{5,500,000}{1 - 6.9} = \dfrac{5,500,000}{-5.9} = -932,203.39

Entonces, el Monto Bancario es $4,345,000, el Monto Comercial es $14,190,322.58, y el Monto Real es -$932,203.39.

\boxed{\text{Respuesta: Monto Bancario = $4,345,000, Monto Comercial = $14,190,322.58, Monto Real = -$932,203.39}}

Frequently asked questions (FAQs)
What properties tell us when two triangles are congruent?
+
What is the area of a square whose side length is 8 units?
+
What is the length of the hypotenuse in a right triangle if the two legs measure 3 units and 4 units respectively?
+
New questions in Mathematics
Y=-x^2-8x-15 X=-7
What is the amount of interest of 75,000 at 3.45% per year, at the end of 12 years and 6 months?
(6.2x10^3)(3x10^-6)
The main cost of a 5 pound bag of shrimp is $47 with a variance of 36 if a sample of 43 bags of shrimp is randomly selected, what is the probability that the sample mean with differ from the true mean by less than $1.4
∫ √9x + 1 dx
A mutual fund manager has a $350 million portfolio with a beta of 1.10. The risk-free rate is 3.5%, and the market risk premium is 6.00%. The manager expects to receive an additional $150 million which she plans to invest in several different stocks. After investing the additional funds, she wants to reduce the portfolio’s risk level so that once the additional funds are invested the portfolio’s required return will be 9.20%. What must the average beta of the new stocks added to the portfolio be (not the new portfolio’s beta) to achieve the desired required rate of return?
Use a pattern to prove that (-2)-(-3)=1
A machine produces 255 bolts in 24 minutes. At the same rate, how many bolts would be produced in 40 minutes?
Take the limit of (sin(x-4))/(tan(x^2 - 16) as x approaches 4.
Find the zero of the linear function 8x + 24 = 0
Find the vertex F(x)=x^2-10x
What is the total amount due and the amount of interest on a 3-year loan of $1,000 at a simple interest rate of 12% per year?
How do you convert a fraction to a decimal
22. Let [AB] be a chord in a circle C, and k a circle which is internally tangent to the circle C at a point P and to the chord [AB] at a point Q. Show that the line P Q passes through the midpoint of the arc AB opposite to the arc APB.
A 20-year old hopes to retire by age 65. To help with future expenses, they invest $6 500 today at an interest rate of 6.4% compounded annually. At age 65, what is the difference between the exact accumulated value and the approximate accumulated value (using the Rule of 72)?
56 × 12 = 672. How should you adjust this answer 672 to determine 57 × 12? a) The answer increases by 1 b) The answer increases by 57 c) The answer increases by 56 d) The answer increases by 12
The slope of the tangent line to the curve f(x)=4tan x at the point (π/4,4)
Define excel and why we use it?
Triangle ABC has AB=AC and angle BAC =X, with X being less than 60 degrees. Point D lies on AB such that CB = CD Point E lies on AC such that CE= DE Determine angle DEC in terms of X
x(squared) -8x=0