3. To try to achieve prompt payment of their invoices, suppliers offer discounts for early payment. 5/10 and n/30 which are the terms printed on the invoice, which indicate a 5% discount if paid within 10 days and the net discount if paid between 10 and 30 days. If a merchant receives an invoice for $50,000 under these terms, should he obtain a loan with a rate of 30% to pay the invoice on the 10th?